They say a penny saved is a penny earned. We couldn't agree more. We offer a number of savings accounts that are easy to start, easy to use and make getting to your money a breeze.
|Savings Solutions||UMB Savings||UMB Youth Savings||UMB Daily Investment Money Market||UMB Premium Savings|
|Minimum Opening Deposit||$100||$25||$100||$25,000|
|Interest Paid on Balance||Yes||Yes||Yes||Yes|
|ATM/Debit Card Included||ATM Card||ATM Card||Debit Card||ATM Card|
|ATM Withdrawal Fee||
|Monthly Service Fee||$3||No fee||$10||$25|
|Monthly Service Fee Waiver Option||$100 minimum daily ledger balance||Not Applicable||$1,000 average collected balance||$25,000 minimum daily ledger balance|
Savings Account Services
Online, Mobile and Text Banking2
- Mobile banking with fraud alerts
- Mobile check deposit
- Online statements
24/7 Automated Phone Access
Information about deposit accounts is available in UMB Bank's Deposit Account Agreement (called Important Information Regarding Your Deposit Accounts), and information about service fees and charges for deposit accounts is available in the bank's Consumer Banking Schedule of Service Fees and Charges.
1 The institution that owns the non-UMB Bank ATM may also charge an access fee, which cannot be refunded.
2 There is no fee to download or use UMB's Mobile Banking services. However, you should consult your mobile carrier about applicable data usage or SMS charges.