UMB Checking Solutions
Checking accounts that take your life into account
UMB SELECT CHECKING®
If your goal is to effectively manage your broader financial needs through preferred rates and discounts, UMB Select Checking is the perfect account for you.
UMB VALUE CHECKING®
Need a few perks to help your money work harder and fuel financial growth? UMB offers UMB Value Checking.
|Checking Solutions||UMB Select Checking®||UMB Value Checking®||UMB Convenience Checking®|
|What is it?||The perfect account to manage broader financial needs through preferred rates and discounts.||A checking option with additional features to fuel financial growth.||A checking solution to manage day-to-day financial needs.|
|Minimum Opening Deposit||$1,000||$100||$100|
|Interest Paid on Balance||Yes||No||No|
|ATM Withdrawal Fee||
|Fee for Checks Paid||No fee||No fee||3 with no fee
$2 each thereafter
|Monthly Service Fee||$20||$8||$4|
|Monthly Service Fee Waiver Options
(Must satisfy one of these conditions)
Checking Account Services
Online, Mobile and Text Banking5
- Online bill payment
- Mobile banking with fraud alerts
- Mobile check deposit
- Online statements
24/7 Automated Phone Access
Visa® Debit Card
Overdraft Protection Services
- Account-to-Account Transfer
- Visa® Credit Card6
- TotalCheck Line of Credit6
Let's improve your banking experience
Apple Pay is here
Paying with your UMB credit and debit card just got easier
Financial wellness influences many aspects of your life, as well as your goals, which is why understanding your financial wellness should be a top priority.
Banking in the digital age
Access your account and do your everyday banking on your mobile device
Our Digital Geniuses are trained and certified in helping you sign up and create the perfect digital banking solutions just for you
Access your UMB checking or savings accounts or pay your bills with online banking
1 Should the checking account be closed or transferred to a non-qualifying product, standard fees will apply.
2 Subject to loan approval.
3 Access fees my be charged by the institution that owns the non-UMB Bank ATM. ATM-owner fees cannot be refunded.
UMB Financial Services, Inc is a wholly owned subsidiary of UMB Financial Corp. and an affiliate of UMB Bank, n.a.
5 There is no fee to download or use UMB's Mobile Banking services. However, you should consult your mobile carrier about applicable data usage or SMS charges.
6 Subject to credit approval.