UMB Direct Cash™ Visa Signature® Credit Card
The easiest way to get cash back.
While other cards make it difficult to track and redeem your cash back, we made it simple and automatic with the easiest way to earn cash back.
UMB Direct Cash Signature Visa Credit Card Benefits
Earn 1.25% cash back on monthly Net Purchases up to $5,0001
Earn 1.5% cash back on monthly Net Purchases in excess of $5,0001
Cash back is automatically redeemed in the form of a statement credit every quarter. Nothing for you to do, no websites, no complex rules.
Earn unlimited cash back on net purchases. Minimum redemption of $25. Please see the UMB Direct Cash Visa Signature Program Rules for complete details.
No Categories to Remember and No Promotions to Activate
Just spend with your UMB Direct Cash Signature Visa and earn cash back direct to you
Plus other great benefits:
- $0 Liability Protection2 on unauthorized purchases
- Enjoy great Visa benefits like travel assistance services, auto rental insurance, and more
Easy online credit card control
Apply Now and receive an Introductory 0% APR on balance transfers for 12 months, then a variable APR of 14.74% to 23.74% based on your credit worthiness.3
ALREADY AN ACCOUNTHOLDER?
- View your account balance, transaction history and make payments online with Online Banking.
- Customer Service: Call toll-free at 800.821.5184.
- Lost/Stolen Cards: Call 24 hours a day at 800.821.5184.
For more information, please contact us or stop by any UMB banking center to speak with a personal banking representative.
1 Subject to credit approval. If you do not qualify for the Direct Cash Visa Signature Card, you will automatically be considered for the Direct Cash Visa Platinum Card that earns 1% cash back on all Net Purchases. The following transactions are excluded from “Purchases” and do not earn cash back rewards: convenience checks, balance transfers (unless our balance transfer offer specifically says otherwise), cash advances, returns, finance charges and credit card interest or fees. See the UMB Direct Cash Visa Platinum Program Rules for complete details about the UMB Direct Cash Visa Platinum credit card. Please see the UMB Direct Cash Visa Signature Program Rules for complete details about the UMB Direct Cash Visa Signature credit card.
2 Visa’s Zero Liability Protection covers U.S.-issued cards only and does not apply to certain commercial card transactions. You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer.
3 0% introductory APR for the first 12 billing cycles for balances transferred within 60 days from account opening. After the first 12 billing cycles, and for balance transfers made more than 60 days from account opening, 14.74