Text Banking Commands
Any SMS (text) enabled mobile device can be used for UMB text banking. Below is a short list of text message commands that will allow you to complete your banking tasks from your mobile device. A few things to note as you get started:
- 50106 is UMB's short code for communicating with you via a text message. Save this numbers as UMB text banking in your phone to help you remember it and help verify the number from text communications.
- There are multiple commands for each banking action. We suggest that you choose the command that is the easiest for you to remember and use.
- Commands are not case sensitive. For example, you can type in B or b to retrieve your account balance
- Account nickname refers to the name you have assigned to a specific account in UMB online banking.
UMB Mobile Banking Text Guide
Text any of the following codes to: 50106
|View account balance
|View account history||h|
|Locate ATMs||atm (insert zip code)|
|Locate branches||branch (insert zip code)|
|Transfer between accounts||t (insert from account nickname) (insert to account nickname) (insert amount)|
|View recent transfers||r|
|View scheduled transfers||st|
|Cancel scheduled transfers||c (insert reference ID)|
|Pay payee||p (insert from account nickname)(insert payee nickname)(insert amount)(insert date)|
|View recent payments||rpay|
|View scheduled payments||sp|
|Cancel scheduled payments||cp (insert reference ID)|
Download a printable list of all SMS/Text Message commands.
*Account balance refers to the available balance in your UMB account.