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Home Equity Solutions
Turn your house
into the home you’ve
always wanted.
Or the car, or the tuition money...
or anything really.
Home Equity Solutions.
HELOC
A Home Equity Line of Credit (HELOC) is a reusable line of credit in which your home serves as collateral. A line of credit is a revolving loan, of which you may access money up to a determined limit, pay it back and borrow it again as needed. Perfect for on-going expenses like building your dream kitchen or continuing your education.
HELoan
A Home Equity Loan more closely resembles a traditional loan. You’ll receive a lump sum all at once, and will repay the loan on a monthly, fixed rate plan. Great for one-time expenses, like that new boat you’ve always wanted.
Chat with your local banker
Home Equity solutions help UMB customers
achieve what may seem unachievable.
Stop by your local UMB branch
UMB Headquarters
Branch and ATM
1800 Grand Blvd
Kansas City, MO 64108
816.218.2210
Lobby Hours
Sunday Closed
Monday 9:00 AM - 5:00PM
Tuesday 9:00 AM - 5:00PM
Wednesday 9:00 AM - 5:00PM
Thursday 9:00 AM - 5:00PM
Friday 9:00 AM - 5:00PM
Saturday 9:00 AM - 12:00PM
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From opening your first bank account to maximizing your money's return, UMB has an account for everyone
Let's find the right fit.
What are you interested in using your line of credit or loan for?
Buying a Second Home
Home Repair
Continuing Education
Creating an Emergency Fund
Consolidating Debt
Something Different
A second home.
Sounds exciting!
Will the home need extra renovations?
- Yes. It needs some sprucing
- No, It's perfect
A new look for
your new house!
Will you be renovating all at once, or over time?
- All at once
- Over time
A second home.
Sounds exciting!
Would you prefer the lower interest rate of a fixed monthly payment or the flexibility of a variable payment amount?
- I'm fine with a fixed payment amount
- I'd rather have the flexibility
Do you know the exact extent of your renovation? Or will you decide along the way?
- I know exactly what I want
- I'll see what happens
Do you know how much your renovation will cost upfront?
- Yes. Down to the penny.
- No. Just a ballpark estimate
Will your renovation happen all at once, or over a long period of time?
- All at once
- Over time
Would you like to pay your tuition upfront, or over time depending on your needs?
- All at once, please
- Over time, you never know what might happen
Will you need to cover anything beyond tuition, such as books, housing and other expenses?
- Yes. I may need money for some of those things.
- No. that's all covered.
Will your renovation happen all at once, or over a long period of time?
- Yes. I may need money for some of those things.
- No. that's all covered.
Would you prefer the lower interest rate of a fixed monthly payment or the flexibility of a variable payment amount?
- I'm fine with a fixed payment amount
- I'd rather have the flexibility
Will your renovation happen all at once, or over a long period of time?
- I'm fine with a fixed payment amount
- I'd rather have the flexibility
Do you have a current, single emergency expense, or would you like an ongoing fund to use any time, just in case?
- I have a current, single expense
- I would like to have an ongoing fund to use any time I need it
Would you prefer the lower interest rate of a fixed monthly payment or the flexibility of a variable payment amount?
- I'm fine with a fixed payment amount
- I'd rather have the flexibility
Would you prefer the lower interest rate of a fixed monthly payment or the flexibility of a variable payment amount?
- I'm fine with a fixed payment amount
- I'd rather have the flexibility
Do you have a single large purchase in mind, like a boat? or are you making multiple purchases over time, like during the holidays?
- I'm needing a few things
- I just have one in mind
Would you prefer the lower interest rate of a fixed monthly payment or the flexibility of a variable payment amount?
- I'm fine with a fixed payment amount
- I'd rather have the flexibility
Would you prefer the lower interest rate of a fixed monthly payment or the flexibility of a variable payment amount?
- I'm fine with a fixed payment amount
- I'd rather have the flexibility
